If you were to have an accident in 6 months time would you be able to continue to pay the bills when you can’t work?
What if you were in an accident in 6 months time, but you had Income Protection cover at the time?

If you are without Income Protection cover at the moment, you could be putting your lifestyle, your house, and your family in great financial difficulties. Everyone has seen or heard of someone who had to stop work due to an injury or illness. But how many people truly understand the financial ramifications of this?

If you are injured at work, you would be eligible for worker’s compensation. If you are not injured at work you still have sick leave. But would you have enough sick leave if you broke your leg and your occupation required you to drive your car regularly?

In this example the person involved would have been out of work for at least 6 weeks. If this person was fulltime employed they would have needed 240 hours of sick leave or annual leave to get through this, and not to mention available cash to spend on crutches, and other medical incidentals.
But what if this person had Income Protection? They could still have access to their sick leave, but IP would pay them up to 75% of their base salary as well. This extra money could help them to pay for their medical care, and enjoy the 6 weeks they have off from work, rather than worry about how they were going to pay their bills.

 

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Look after my family when I can't
Pay for my children's education
Cover my debts if I can't work
Pay for my liabilities if I can't work
Protect my lifestyle


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A balanced diet of meat and vegies
Eat breakfast very reguarly
Exercise fairly reguarly





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